Download e-book for kindle: The Southwest Economy in the 1990s: A Different Decade: by Robert H. Boykin (auth.), Gerald P. O’Driscoll Jr., Stephen

February 2, 2018 | Economy | By admin | 0 Comments

By Robert H. Boykin (auth.), Gerald P. O’Driscoll Jr., Stephen P. A. Brown (eds.)

ISBN-10: 1461368073

ISBN-13: 9781461368076

ISBN-10: 1461540402

ISBN-13: 9781461540403

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Extra resources for The Southwest Economy in the 1990s: A Different Decade: Proceedings of the 1989 Conference on the Southwest Economy Sponsored by the Federal Reserve Bank of Dallas

Sample text

Our own financial systems, in effect in our five other states, have been installed throughout the Bank One, Texas, network. We are ready to go. For all that, we would not be here-I would not be talking to you todaybut for one thing: the quality of the people in the organization we are acquiring. If that sounds too oversimplified, a little overdramatic, let me explain by taking you back a bit. Two things have worked for us over the years. First, we acquire banks run by managers with proven track records.

That has kept us from many exotic opportunities offered by our big city banking acquaintances and left us free of many mistakes. It is one of the reasons that we are probably the largest bank in the country with no foreign loans; we never could figure out how to loan in South America. About two years ago, several of our senior people told me we really should take a look at Texas. It did not sound like that great an idea to me at the time. Texas was well out of our region and not a banking environment driven by retail and middle-market banking.

We have seen radical change in several areas around the country. We have seen radical change in Chicago, where the management authority in the school system has been given to neighborhood boards comprised of parents, teachers and citizens. In effect, they have taken control away from the centralized school district authority. , where under contract Boston University has assumed total control of the Chelsea School System and is running it for them. These examples are experimental, obviously, and I think it is too early to tell how they are going to work, but they are good examples of radical change.

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The Southwest Economy in the 1990s: A Different Decade: Proceedings of the 1989 Conference on the Southwest Economy Sponsored by the Federal Reserve Bank of Dallas by Robert H. Boykin (auth.), Gerald P. O’Driscoll Jr., Stephen P. A. Brown (eds.)


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